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Increased Need for Union Liability Insurance
Because of certain identifiable exposures that are not covered by a Commercial Liability Policy, The McLaughlin Company developed the Union Liability Policy to protect Unions and individuals engaged in Union activities. Typically those exposures arise from the Landrum Griffin and Taft-Hartley Acts, which permit union members to sue union leaders for alleged misconduct.
Recently, two additional risks are making the headlines that make it imperative that your organization considers Union Liability Coverage. The first is the Department of Labor’s new emphasis on enforcement of Union Officers and Employee Reporting requirements (specifically Form LM 30). I know you are keenly aware of this new exposure to your organization’s Officers and employees. We know the National Right To Work Committee is already targeting Officers using the LM-30 reporting requirements. See attached.
The second is exposure to Unions and Union Officers due to Identify theft of the Union’s database of personal information on its members. The McLaughlin Company is starting to see claims and lawsuits arising out of this exposure.
To aid you in considering this important coverage for your Union, and its officers and employees here are a few frequently asked questions and answers about Union Liability coverage.
For more information on Union Liability contact us at info@mclaughlin-online.com.
